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Free personal finance tools.

Free calculators for the financial decisions that compound the most over time. No signup, no email gate, no tracking pixel on the math itself. Run the numbers, share the link.

Subscription Cost Calculator

What does a recurring subscription actually cost you over 1, 5, 10, 20, and 30 years - and what would the same money be worth if invested?

Car Payment True-Cost Calculator

Monthly payment, total interest, and the opportunity cost of buying versus investing the same money over the same term.