See every screen
in one scroll.
Eight sections, one page. Whatever you build first, this is what it looks like when it's wired up.
Dashboard
One screen for where you stand right now. Cash on hand, safe-to-spend, recent transactions, and three columns for insights, things needing attention, and how your goals are pacing.
- Money flow band: income, spent, recurring, goals, available.
- Top spend pressure across your six biggest categories.
- Three-column intelligence layer: insights, attention, pace.
Transactions
Every dollar in and out. Click any row to edit category, merchant, type, or tags. We ask whether you want to apply changes back to past transactions from the same merchant.
- Inline edit, bulk recategorize, hide irrelevant rows.
- Search by merchant, amount, date, or tag. CSV import and export.
- Plaid pulls the maximum history your bank offers. We keep it forever.
Categories
Build your own taxonomy. Set monthly limits per category. We track pressure during the month, not just at the end, so you know early if a category is going to miss.
- Pick your own emojis and colors.
- Rollover surplus or deficit to next month.
- Auto-categorization you can tune with rules.
Cash flow
Twelve months of income versus spend, side by side. The line that actually matters is net. Drill into any category to see where it drifted.
- This month versus the same month last year.
- Top 20 categories with their own 12-month sparkline.
- Optional CPI overlay to see what inflation is doing to you.
Recurring and bills
We catch subscriptions and recurring bills automatically. Free-trial warnings before the first charge. Price-hike alerts when something quietly went up.
- Paid this month versus pending, in one timeline.
- Detects monthly, weekly, biweekly, quarterly, and annual cadences.
- Set a budget per subscription type, or block out the month-end stack.
Savings goals
Targets with deadlines. We calculate the monthly contribution that keeps you on pace, and tell you if you slip.
- Track current, target, and pace shortfall per goal.
- Held back from safe-to-spend so you can't accidentally overspend the money you set aside.
- Surplus allocator: route end-of-month leftovers into goals automatically.
Daily agents
Six agents run every day and write into one quiet inbox. They look at your data, find things worth noticing, and explain themselves. Dismiss, act, or deep-link to context.
- Spending Patrol, Anomaly Detector, Subscription Watchdog.
- Savings Coach, Cash Flow Monitor, Net Worth Monitor.
- No notifications by default. Loud only when it matters.
Accounts and net worth
Every connected account in one place. Net worth, total assets, total debt, and a 30-day change indicator. Asset allocation between cash and investments, with insights on idle cash and debt-to-asset ratio.
- Live sync via Plaid. Read-only access, no credentials stored.
- Net worth trend over 3M, 6M, YTD, 1Y, or all-time.
- Per-account drilldown to balance history and held positions.
Try it on your own data.
Connect one bank, read-only, via Plaid. No card to start.