Each agent specializes in one specific problem - fraud, subscription drift, cashflow timing, savings progress, net worth movement, reconciliation errors. They run daily or weekly on your connected accounts and surface only what you need to see.
Catches subscription price hikes and silent cancellations before they cost you.
Flags charges that are unusual for a merchant - fraud, mistakes, lifestyle creep.
Catches duplicate posts, weird patterns, and quiet refund failures across your accounts.
Warns when your daily burn rate is on track to exceed your income before month-end.
Tracks every savings goal and nudges with realistic per-month contributions to hit each deadline.
Tracks balance shifts across all accounts daily and surfaces meaningful movements.
Spending Patrol, Anomaly Detector, and Subscription Watchdog are free on the Spark tier. Cashflow Monitor, Savings Coach, and Net Worth Monitor unlock with Plus ($4.99/mo or $39/yr).
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