Net Worth Monitor watches your total balance across every connected account - checking, savings, brokerage, credit cards, loans. When the day-over-day change is materially larger than noise it surfaces the contributing accounts, so you understand why your net worth moved.
Net worth gained about $3,400 over the past week. Main contributors: 401(k) (+$2,800) and brokerage (+$700). Cash positions unchanged.
Net worth is the most lagging indicator in personal finance - most people check it monthly, some yearly, plenty never. By the time you notice a meaningful trend (positive or negative) the underlying cause is months old. Daily monitoring eliminates that lag without requiring you to do anything.
Total balance = sum of asset accounts minus sum of liability accounts, refreshed after every Plaid sync. Day-over-day deltas get computed and ranked. Any single-account move greater than 5% of total net worth (or $1,000, whichever is smaller) gets surfaced. Compound moves - multiple accounts shifting in the same direction - get aggregated and called out as a trend rather than a one-off.
Stock market had a strong week. Your 401(k) gained $2,800, brokerage $700, the rest is small noise. Without the agent you'd see "net worth up" on a chart and move on. With the agent the email surfaces the source: "401(k) is the main contributor, brokerage second" - useful both for celebration and for understanding which accounts move you.
Included with Plus ($4.99/mo) and Pro. Connect your bank read-only via Plaid; the agent starts watching from the first sync.
Try FinNudge free →No credit card · 5 minutes to connectYes. Any account you've added - Plaid-synced or manual - contributes to net worth. Manual accounts you update less frequently won't generate as much daily movement.
They count toward net worth, but the agent is calibrated for the relative noise level - a 5% daily move on a small crypto position won't trigger an alert because it's well below the absolute-dollar threshold.