Disclaimer

FinNudge provides personal finance organization tools, spending insights, recurring expense detection, savings goal tracking, budgeting observations, cash-flow simulations, and AI-powered educational financial explanations.

FinNudge is designed to help you better understand your own financial activity. FinNudge does not make financial decisions for you.

FinNudge does not provide, and should not be interpreted as providing:

• Investment advice
• Tax advice
• Legal advice
• Accounting advice
• Credit advice
• Lending advice
• Debt consolidation advice
• Insurance advice
• Fiduciary services
• Brokerage services
• Banking services
• Registered investment adviser services

FinNudge is not a bank, lender, broker-dealer, registered investment adviser, tax advisor, CPA, attorney, insurance provider, or fiduciary. You are solely responsible for your own financial, legal, tax, credit, lending, investment, and insurance decisions. Please consult qualified professionals before making decisions in regulated areas.

FinNudge may use artificial intelligence and automated systems to generate explanations, summaries, insights, cash-flow observations, budgeting suggestions, savings projections, and financial behavior summaries. AI-generated outputs may be:

• Incomplete
• Delayed
• Incorrect
• Based on limited data or assumptions
• Affected by missing or stale financial account data
• Subject to change as new transactions become available

You should independently verify important information before relying on it.

FinNudge may display estimates, forecasts, simulations, safe-to-spend calculations, savings timelines, and goal projections. These are estimates only, not guarantees. Actual outcomes may vary because of:

• Changes in income or spending
• Unexpected bills
• Bank sync delays
• Merchant categorization errors
• Market or economic changes
• Third-party provider outages

FinNudge does not guarantee that connected account data is complete, current, or accurate. Financial institutions, aggregators, and service providers may experience delays, outages, restrictions, or errors. Always verify balances, transactions, payment due dates, fees, and account activity directly with your financial institution before making decisions.

FinNudge does not guarantee that you will:

• Save money or reduce expenses
• Avoid overdrafts or reach a savings goal
• Improve your financial condition
• Make better financial decisions
• Avoid fees, penalties, losses, or missed payments

Any examples, projections, nudges, or insights are provided for educational and organizational purposes only.

You remain responsible for:

• Reviewing your own transactions and verifying financial data
• Managing bill payments and monitoring account balances
• Making spending decisions
• Canceling subscriptions directly with merchants when needed
• Consulting professionals where appropriate

FinNudge does not control your bank accounts, merchants, subscriptions, bills, payments, or financial institutions.

Do not rely on FinNudge for emergency, urgent, or time-sensitive financial decisions. For account security issues, suspected fraud, overdrafts, payment deadlines, tax deadlines, loan decisions, insurance issues, or legal matters, contact your bank, merchant, payment provider, or qualified professional directly.

Questions about this Disclaimer may be sent to hello@finnudge.money. Solcrest Ventures LLC, the operator of FinNudge.